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Personal Checking

Free Checking

  • Free – no maintenance fees and no per debit charges
  • £100.00 minimum to open
  • Unlimited check writing
  • Free Debit Card with no monthly fee
  • Free ATM usage, any bank, anywhere
  • Overdraft Option – Check Protection or On-Call Savings
  • Automatic savings option
  • Free notary service
  • Free internet banking
  • Free bill pay
  • Free statement that lists all transactions by check number
  • Imaged checks

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Interest Checking

  • £100.00 to open
  • Unlimited check writing
  • No per debit charges
  • £10.00 monthly maintenance fee (Maintenance fee can be avoided by maintaining a £750.00 average daily balance)
  • Free Debit Card with no monthly fee
  • Free ATM usage, any bank, anywhere
  • Overdraft Option – Check Protection (no fee) or On-Call Savings
  • Free notary service
  • Free internet banking
  • Free bill pay
  • Automatic savings option
  • Interest is compounded daily on collected balances and credited monthly
  • Imaged checks

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Silver Classic Checking

  • For individuals 50 years of age or older
  • £100.00 minimum to open
  • Unlimited check writing
  • No monthly maintenance fee or per debit charges
  • Free personalized Silver Classic Checking checks (or discount on other personal checks)
  • Free Classic Debit Card with no monthly fee
  • Free ATM usage, any bank, anywhere
  • Overdraft Option – Check Protection (no fee) or On-Call Savings
  • Automatic savings option
  • Free travelers checks
  • Free cashier’s checks
  • Free notary service
  • Interest is compounded daily on collected balances and credited monthly
  • Imaged checks

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Opening Account Checklist

  • To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
  • When you open an account, we will verify your name, address, taxpayer identification number, date of birth, and other information that allows us to confirm your identity. Additionally, we will ask for your driver’s license or other identifying documents. Please be assured that we recognize the importance of protecting your privacy and will safeguard the confidentiality of the information you provide to us.
  • We will need a minimum of £100.00 to open the checking account.
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